IVA Advice

Privacy Policy:

At ivaguide.co.uk, accessible from https://www.ivaguide.co.uk, the privacy of our visitors is of extreme importance to us. This Privacy and Cookie Policy outlines the types of personal information that is received and collected by our website and how it is used.

This policy is designed to comply with the UK General Data Protection Regulation (UK GDPR) and the Privacy and Electronic Communications Regulations (PECR).

1. Information We Collect

When you visit ivaguide.co.uk, we may collect the following data:

• Log Files: Like many other websites, we use log files. The information inside the log files includes internet protocol (IP) addresses, type of browser, Internet Service Provider (ISP), date/time stamp, referring/exit pages, and number of clicks to analyze trends, administer the site, track user’s movement around the site, and gather demographic information.
• Cookies and Web Beacons: We use cookies to store information about visitors' preferences, record user-specific information on which pages the user accesses or visits, and customize web page content based on visitors' browser type or other information that the visitor sends via their browser.

2. Google AdSense and Third-Party Advertising

We use Google AdSense to display advertisements to our users. To comply with Google AdSense program policies, we disclose the following:

• Third-party vendors, including Google, use cookies to serve ads based on a user's prior visits to this website or other websites.
• Google's use of advertising cookies enables it and its partners to serve ads to our users based on their visit to our site and/or other sites on the Internet.
• Personalized Advertising: Users may opt-out of personalized advertising by visiting Google Ads Settings. Alternatively, you can opt-out of a third-party vendor's use of cookies for personalized advertising by visiting www.aboutads.info.

3. Our Cookie Policy

A cookie is a small text file placed on your device when you visit a website. Cookies help us improve your experience on our site.

Types of Cookies We Use:

• Essential Cookies: Necessary for the basic functionality of the website.
• Analytical/Performance Cookies: Allow us to recognize and count the number of visitors and see how they move around the site.
• Targeting/Advertising Cookies: These are set by our advertising partners (like Google AdSense) to deliver tailored ads, limit the number of times you see an ad, and measure the effectiveness of ad campaigns.

Managing and Disabling Cookies:

When you first visit our site, you will see a consent banner allowing you to choose whether to accept or reject non-essential and advertising cookies. If you wish to disable cookies entirely, you may do so through your individual browser options. More detailed information about cookie management with specific web browsers can be found at the browsers' respective websites.

4. Your Rights Under UK GDPR

If you are a resident of the United Kingdom, you have the following rights regarding your data:

• The right to access the personal information we hold about you.
• The right to request that we correct any inaccuracies.
• The right to request the erasure of your personal data.
• The right to restrict or object to our processing of your data.
• The right to withdraw your consent to cookies at any time via our cookie management banner.

5. Do We Share Your Data?

We may share your data with other companies for carrying out/putting in place the services or solution that you require.

We may sometimes contract with third parties to supply services to you on Our behalf. These may include search engine facilities, social media, advertising and marketing companies. In some cases, these third parties may require access to some or all of your data. Where any of your data is required for such a purpose, we will take all reasonable steps to ensure that your data will be handled safely, securely, and in accordance with your rights.

In order to provide you with our services (and comply with our contractual obligations) we may need to share some or all of your personal data with our service providers:

• Debt counselling and debt advice providers (LC Advisory, Bennett Jones, Anchorage Chambers, Creditfix, BHDB Associates, The Debt Advice Service, Pacific Financial Solutions, Stepchange and National Debtline)
• Insolvency practitioners
• Credit brokers
• Mortgage Brokers
• Consumer lenders
• Financial technology businesses
• Credit Reference Agencies
• ZOHO
• Compliance consultants

6. Children's Information

Another part of our priority is adding protection for children while using the internet. We encourage parents and guardians to observe, participate in, and/or monitor and guide their online activity.

IVA Guide does not knowingly collect any Personal Identifiable Information from children under the age of 13. If you think that your child provided this kind of information on our website, we strongly encourage you to contact us immediately and we will do our best efforts to promptly remove such information from our records.

7. Online Privacy Policy Only

This Privacy Policy applies only to our online activities and is valid for visitors to our website with regards to the information that they shared and/or collect in IVA Guide. This policy is not applicable to any information collected offline or via channels other than this website.

8. Consent

By using our website, you hereby consent to our Privacy Policy and agree to its Terms and Conditions.

8. Contact Us

If you require any more information or have any questions about our Privacy and Cookie Policy, please feel free to contact us by email at advice@ivaguide.co.uk or by visiting our Contact page.