Lots of questions are probably running through your head, but we have the answers to help you check if an IVA is right for you.
Just use our simple IVA calculator below.
You will get a free check to see if you qualify for IVA and the impact it will have on your current situation.
We'll also send you our "Free Guide To Getting Out Of Debt" by email.
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Do online IVA calulators work?
Sort of, they just give an indication as to whether you could get an IVA.
Everyone's situation is different, and usually complicated.
The best thing to do is to to have a free and confidential chat with an IVA advisor to check your situation.
They will be able to run through things in detail and explain what you can do to sort your problem out.
Call our IVA Helpline on 0800 368 8286 (freephone from all landlines and mobiles) for a free and confidential chat.
Is an IVA right for me?
An IVA may be right for you if:
- You are £6,000 or more in debt
- You have 2 or more creditors
- You are employed or self employed
- You can not afford to pay your debts in full but can afford to pay around £80 each month
- You don't want to have to deal with your creditors yourself
- Your creditors are taking Court action
Remember that an IVA can be flexible - if you don't quite match some of the above, you may still be able to get an IVA.